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CHF Weakens After SNB Holds Rates Steady – BBH

CHF Weakens After SNB Holds Rates Steady – BBH

Posted on September 25, 2025

Market Reaction:

  • The Swiss Franc (CHF) weakened after the Swiss National Bank (SNB) held its policy rate at 0%, as expected.
  • Despite this, safe-haven demand for CHF remains strong and helps offset concerns about potential negative interest rates.

SNB Policy and Forward Guidance:

  • SNB signaled that while the threshold for negative interest rates is high, it cannot be ruled out.
  • SNB President Martin Schlegel stated the central bank is ready to cut rates further if necessary.

Economic Outlook:

  • Inflation forecast:
    • Medium-term inflation remains unchanged and within the price stability range.
  • GDP downgrade (2026):
    • Growth forecast was lowered to “just under 1%”, down from the previous 1–1.5% range.
    • The downgrade was linked to higher US tariffs, which are expected to impact Swiss exports.
    • Resolution of the US-Switzerland trade dispute could reduce pressure on the SNB to ease further.

Market Expectations:

  • The swaps market is pricing in a ~50% probability of a 25bps rate cut (to -0.25%) within the next 12 months.

BBH Summary:

  • While rate cut risks remain, CHF is still supported by its safe-haven status, which outweighs the downward pressure from potential SNB easing.

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